Introducing ImmiHome
Canada’s first immigrant-focused housing solution
New to Canada? Need help navigating the housing market?
The Immitracker team listened to your challenges and put together the solution! Starting this year, we began establishing partnerships with trusted housing providers across Canada to help you with securing your first apartment rentals and even real estate purchases.
In order to gain access to all of our housing and real estate related partnerships that can help you with achieving your Canadian housing goals - please fill out the short form below! This will help us tailor the housing solutions to you in the long-run.
Sparrow
Find a Room for Rent
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Sparrow is a homesharing platform that makes it easy to find affordable, safe, and compatible living spaces in Canada. With features like comprehensive screening, customizable rental agreements, credit score building, payment processing, and complimentary tenant insurance - Sparrow provides much more than a room, but a path towards financial stability in a new country.
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Sparrow is a homesharing platform that matches you to housing options that meet your preferences, prioritizing safety, compatibility, and community. Sparrow connects you with vetted hosts offering private rooms or private basement suites in their homes.
Our service prioritizes security and compatibility, featuring comprehensive background checks, customizable homeshare agreements, credit score building, rent payment processing, tenant insurance, and dedicated support to ensure a smooth and welcoming transition.
Sparrow fosters a sense of community and belonging, making it an ideal choice for anyone looking to find a new home with ease and confidence. Your next home awaits.
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It's a great solution for those looking for a room to rent. The best part about Sparrow is that it allows tenants to help out around the property, which can lead to savings on rent while finding excellent accommodation.
They provide stellar support in matching you with the right housing solution!
Payfi
Housing search and payments made easy
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Payfi provides Canadian Immigrants and Residents access to desired housing that they may not have due to the strict rental requirements tenants face.
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Rent Guarantee
This service is designed for individuals who have found housing but have no credit, employment, or rental history in Canada.
Landlords usually request multiple months of rent upfront from people who fall into one or more of these categories or ask them to provide a guarantor before leasing to them. We make the house search process easier for newcomers by standing in as their guarantors and assuring Landlords that they are reliable tenants.
This helps newcomers keep money in their pockets as they do not have to pay 6-12 months of rent upfront due to a lack of credit/rental history.
Rent Guarantee Pre-Approval
This is a service designed to assist people who are searching for housing.
We provide a pre-rent guarantee document that can be included in a tenant’s rental application to show that they have met the initial criteria for obtaining a rent guarantee. Our pre-rent guarantee can improve a tenant’s chances of being selected by a landlord.
Rent Payment
This feature allows tenants to make rent payments conveniently from the comfort of their home using Interac, credit, or debit cards.
These rent payments get reported to Equifax and each on-time payment helps to build credit.
Also, every time a rent payment is made on our platform, tenants accumulate points that can be converted to gift card rewards.
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Payfi keeps the Canadian immigrant’s renting needs in mind! One of the biggest challenges most immigrants face upon moving to Canada is securing housing.
Payfi simplifies this process for immigrants by helping them get their foot into the rental market through their guarantor and rent pre-approval support. They help you present your rental application in the best way possible to simplify the process of securing your desired property!
Requity Homes
A modernized rent-to-own program
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Requity Homes offers a fair and flexible rent-to-own program that allows our client to move into your dream home today, buy it back later at a guaranteed purchase price while they build their credit and down payment along the way.
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Through our fair and flexible rent-to-own program, we let renters pick a dream home today, build a down payment one month at a time, and buy back the home from us within three years at a guaranteed rate.
Our target customers are these aspiring home buyers who have the cash flow to afford a home but cannot qualify for a mortgage. They are newcomers who don't have the PR status/Canadian credit history or they're self-employed individuals having a hard time getting their income recognized.
Who do we serve:
Our target customers are these aspiring home buyers who have the cash flow to afford a home but still cannot quality for a mortgage. Some examples include:
○ Newcomers lacking Canadian credit history
○ Small business owners, contractors, or gig economy workers lacking two years of operating history
○ Families with fair credit score needing a little boost
Where do we operate:
Ontario: Thunder Bay, Sault Ste. Marie, Sudbury and North Bay;
Saskatchewan: Regina and Saskatoon;
Alberta: Edmonton;
Manitoba: Winnipeg
Who qualifies for Requity Homes:
○ Household income of at least $50,000 annually
○ Credit score of at least 500
○ Current savings from as low as 2% of the initial home price
○ Income-to-debt ratio not more than 50%
○ Not in an active bankruptcy or consumer proposal
Homewise
A digital mortgage brokerage
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Homewise is a digital mortgage brokerage and real estate business that works to find your best mortgage options from over 30 banks and lenders like TD, Scotia, BMO and Meridian.
They also set you up with a personal Advisor to guide you through each step of the process, saving you time, confusion and money.
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Homewise is a digital mortgage brokerage and real estate services company that helps Canadians find their best mortgage options from over 30 banks and lenders — including TD, Scotia, BMO, and Meridian. Homewise makes the process simple by pairing each client with a dedicated Mortgage Advisor who guides them through every step, saving time, money, and unnecessary stress.
In addition to mortgages, Homewise offers a full suite of homeownership services, including real estate support, property and life insurance, and closing services — all in one convenient digital platform and with the support of an amazing team of mortgage and real estate advisors. Whether you're buying your first home, renewing, or refinancing, Homewise makes it easier to move forward with confidence.
Perch
Mortgages, Simplified!
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Perch can help you buy the right property sooner, find your mortgage and build wealth through real estate.
Perch is a Technology Enabled Mortgage Broker that works with Canadians from Coast to Coast. Our mission is to help you buy your first property sooner so you can build wealth through real estate.
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Perch makes the process of buying a property simpler and easier, and helps you save money on your mortgage.
Get pre-approved fast with Perch, and access the financial insights you need to make the right decision. Along with smart real estate tools to find and manage your mortgage, you’ll also have on-demand access to our experienced mortgage advisors at every step.
Once a homeowner, we enable you to build wealth by maximizing your home equity. In other words, we help your money make more money. Talk about a win-win.